- Industry: Financial services
- Number of terms: 10107
- Number of blossaries: 0
- Company Profile:
Total interest paid or credited for the previous year.
Industry:Financial services
A Reg T call is the need for additional funds in your account resulting from a trade commitment.
Industry:Financial services
The P/E ratio is divided by the equivalent S&P 500 P/E for the corresponding time horizon. The P/Es can be calculated using either the current year earnings estimate or trailing 12 months actual earnings. A Relative P/E less than one indicates that the companies' returns are currently trading below the market's P/E. This is typically used as a value indicator.
Industry:Financial services
A "tax-advantaged" account (similar to a traditional IRA) that is funded with annual, non-deductible, post-tax contributions and conversions (from traditional IRAs, but not company-sponsored retirement plans). The Roth IRA allows account holders to withdraw account contributions and earnings without incurring ordinary income tax or penalties, provided certain qualifying criteria are met.
'''Eligibility:'''
In order to open a Roth IRA, the account holder must receive earned income (including a non-working spouse) and possess a valid Social Security Number.
'''Roth Contribution Guidelines:'''
As with a traditional IRA, eligible individuals can contribute the lesser of $5,000 or 100% of compensation (for 2008). Married couples, filing jointly, are entitled to establish individual accounts, even if one spouse has little or no earned income. The maximum contribution to all account holders Roth IRAs each year is determined by earned income, tax-filing status, modified adjusted gross income (MAGI) and contributions, if any, to traditional IRAs for the year.
Full $5,000 contributions (for 2008) are allowed for:
*Single filers with a MAGI of $101,000 or less
*Married couples filing jointly with a MAGI of $159,000 or less
Partial contributions may be made when MAGI is between::
*$101,000 and $116,000 for individuals
*$159,000 and $169,000 if married filing a joint return
*$0 and $10,000 if married filing separately
No contributions can be made to a Roth IRA when MAGI is::
*$116,000 or more for individuals
*$169,000 or more if married filing joint return
*$10,000 or more if married filing separately
Note: To be eligible to contribute $5,000 to a Roth IRA, the client cannot make a current year contribution to a traditional IRA. Clients who are eligible for both a traditional IRA and a Roth IRA must coordinate their contributions between the two accounts. The maximum combined dollar amount an individual can contribute to both accounts for 2008 is $5,000 or the amount of their earned income, whichever is less.
'''Distribution Guidelines:'''
Clients taking "qualified distributions" from a Roth IRA will not be subject to ordinary income tax or the 10% early distribution penalty tax. Qualified distributions are distributions that meet both five year holding period requirements and are due to:
*Death
*Disability
*Attainment of age 59 ½
*The purchase of a first home ($10,000 lifetime limit)
There are no mandatory distribution requirements for Roth IRA clients during their lifetime; however, minimum distributions do apply to an account holder's beneficiaries.
Industry:Financial services
Russell 2000 Growth Index measures the performance of Russell 2000 companies with higher price-to-book ratios and lower forecasted growth values.
Industry:Financial services
Comprises the 2000 smallest stocks (on the basis of capitalization) in the Russell 3000 Index and represents 10% of The Russell 3000 total market cap.
Industry:Financial services
Russell 2000 Value Index measures the performance of those Russell 2000 companies with lower price-to-book ratios and lower forecasted growth values.
Industry:Financial services
Russell Midcap Growth Index measures the performance of those Russell Midcap companies with higher price-to-book ratios and higher forecasted growth values. The stocks are also members of the Russell 1000 Growth index.
Industry:Financial services
Russell Midcap Index measures the performance of the 800 smallest companies in the Russell 1000 Index, which represents approximately 17% of the total market capitalization of the Russell 3000 Index.
Industry:Financial services
Russell Midcap Value Index measures the performance of those Russell Midcap companies with lower price-to-book ratios and lower forecasted growth values. The stocks are also members of the Russell 1000 Value index.
Industry:Financial services
