Home > Industry/Domain > Insurance
Insurance
Insurance is a promise of compensation for specific potential future losses in exchange for a periodic payment. Insurance is designed to protect the financial well-being of an individual, company or other entity in the case of unexpected loss. Some forms of insurance are required by law, while others are optional. Agreeing to the terms of an insurance policy creates a contract between the insured and the insurer. In exchange for payments from the insured (called premiums), the insurer agrees to pay the policy holder a sum of money upon the occurrence of a specific event. In most cases, the policy holder pays part of the loss (called the deductible), and the insurer pays the rest. Examples include car insurance, health insurance, disability insurance, life insurance, and business insurance.
0Categories 32802Terms
Add a new termContributors in Insurance
Insurance > ![](/template/termwiki/images/arrow_01.gif)
herfindahl hirschman 索引
Economy; Economics
一個可能的壟斷的警告信號。反壟斷經濟學家經常通過測量的程度,其輸出是集中在少數幾家公司衡量工業的競爭力。,其中一項措施是 Herfindahl Hirschman 索引。來計算它,在業界採取的每個公司的市場份額,廣場,然後將它們添加到所有最多。如果有 100 家大小相等公司 (市場與靠近完全競爭),指數為 100。如果有四個大小相等公司 (可能寡頭壟斷) ...